Already Enough

It’s evident to me that I have enough knowledge to build out my blogs without buying any new programs.

Stuff being sold on Facebook is rehashed methods with the words A.I. thrown in somewhere.

For many people, the thought of working after retirement is a personal failure. What we should know is that this will be the new norm.

In the not-so-distant future, working past the age of 65 will likely become the new normal for many reasons. The convergence of increasing lifespans, inflation, and even psychological factors such as boredom and social isolation will reshape the way society views retirement and the concept of old age.

One of the primary driving forces behind the extended work-life will be the remarkable increase in human lifespans.

Advances in healthcare, nutrition, and lifestyle choices have contributed to a significant rise in life expectancy across the globe.

With people living longer and healthier lives, the notion of retiring at 65 may no longer be financially sustainable for individuals and society as a whole.

Pension systems and retirement funds designed for shorter lifespans will face unprecedented strain, necessitating extended periods of employment to ensure financial security.

You might only have a private pension system if you worked for the government. Or a teacher’s union.

The ever-present specter of inflation will also play a crucial role in this shift. As economies evolve and global financial dynamics change, the cost of living will continue to rise.

Retirement savings and pensions might lose their purchasing power over time, forcing individuals to seek alternative income sources. Continuing to work past 65 is a way to combat the erosive impact of inflation and maintain a comfortable lifestyle.

Moreover, psychological factors will contribute to the acceptance of a prolonged work-life. Many seniors find great satisfaction and fulfillment in their careers, and retirement may lead to boredom and a sense of purposelessness.

After a stroke, I found full-time work as a form of brain therapy.

Working provides a sense of accomplishment, social interaction, and mental stimulation, making it an appealing option even in the later stages of life.

Additionally, social isolation can be a pressing concern for older adults. Retirement often means leaving behind the social networks built over decades of professional life.

By remaining in the workforce, individuals can combat loneliness and maintain their social connections, which are vital for emotional well-being and mental health.

Society will have to adapt to this shift in workforce dynamics. Employers may need to adjust their policies to accommodate older employees, promoting age diversity and fostering inclusivity.

Governments should revise retirement age regulations and promote flexible work arrangements to cater to the needs of an aging workforce.

Increasing lifespans, inflation, and psychological factors will likely lead to working past 65 becoming the new norm.

This shift will challenge traditional notions of retirement and require a comprehensive societal response to ensure the well-being and fulfillment of individuals in their extended work lives.

I plan to stay in my job as long as possible, but some health concerns may force a change.

I had no savings when I went out and found a job. I could now go three or four months with no income.

So many people seem unwilling to downsize their lifestyles to reflect their new economic realities. I could go all the way down to a backpack.

If you are unwilling to downsize, you must consider upsizing your income.

I find minimalism appealing at my age. I don’t need fancy clothes and jewelry to impress strangers. After smartphones became commonplace, I no longer wore a watch.

And I don’t own a car.

It’s a walk or Uber.